List of Fintechs in Germany

The directory of the biggest fintech startups in Germany

Germany is considered one of the largest centers of the European Fintech scene. Instead of the dominance of a single location, three major hubs are emerging: Berlin, the Rhine-Main-Neckar region and Munich. Originally, German Fintechs started predominantly with B2C business models. In recent years, however, the share of B2B or B2B2C solutions has increased.

N26

N26 is a all in one online banking solution for private customers.

Retail Banking N26 | Berlin

solarisBank

solarisBank offers a platform that enables digital companies to create custom solutions for their unique financial needs.

Infrastructure solarisBank | Berlin

Scalable Capital

Investment management and automated investment service.

Financial Management Scalable Capital | Munich

FinLeap

Combining entrepreneurial execution, technological capabilities, and industry expertise, we create the perfect mix to build companies that reshape finance.

Infrastructure FinLeap | Berlin

Spotcap

Spotcap enables small business owners to grow their business by providing fast and flexible financing.

Lending Spotcap | Berlin

Taxfix

Mach deine Steuererklärung noch heute.

Financial Management Taxfix | Berlin

Auxmoney

Auxmoney is a peer to peer online lending platform.

Lending Auxmoney | Dusseldorf

Trade Republic

Zeit, dass Du mehr aus Deinem Vermögen machst.

Investment Trade Republic | Berlin

Exporo

Exporo is an Internet platform that offers investors the opportunity to invest in real estate projects through crowdinvesting.

Investment Exporo | Hamburg

Simplesurance

Simplesurance develops innovative cross-selling e-commerce solutions to combine traditional insurance industries with digital business.

InsurTech Simplesurance | Berlin

ELEMENT Insurance

Die Zukunft der Versicherung.

InsurTech ELEMENT Insurance | Berlin

CrossLend

Technology for investors & originators.

Lending CrossLend | Berlin

Getsafe

Insurance can also be simple.

InsurTech Getsafe | Heidelberg

Billie

Wir schaffen neue Freiräume für B2B-Unternehmen.

Lending Billie | Berlin

Penta

Design your own bank account by choosing the products and services that your business needs.

Retail Banking Penta | Berlin

Clark

Clark is an insurance platform providing transparent, cheap and comprehensive insurance cover.

InsurTech Clark | Berlin

Coya

A digital property and casualty insurance.

InsurTech Coya | Berlin

Moonfare

Trusted by Thousands of Individual Investors.

Investment Moonfare | Berlin

Traxpay

Traxpay provides dynamic technologies that simplify B2B commerce.

Payment Traxpay | Frankfurt

Payworks

Payworks is the provider of Pulse, a next generation Point of Sale payment gateway technology.

Payment Payworks | Munich

Compeon

A German finance platform for SMEs.

Lending Compeon | Emsdetten

Fincompare

Passgenaue Finanzierung für Ihr Unternehmen.

Lending Fincompare | Berlin

Kapilendo (Venturate)

Kapilendo credit is an innovative online credit market place that enables small and medium-sized companies to make cheap, fast and unbureaucratic financing by private investors in comparison to banks.

Investment Kapilendo (Venturate) | Berlin

Bezahlt (Blackbill Internet)

Bezahlt is a German invoice financing company run by BlackBill Internet.

Lending Bezahlt (Blackbill Internet) | Berlin

Bitbond

Bitbond is a global peer-to-peer bitcoin lending platform.

Lending Bitbond | Berlin

Figo

figo provides banking services and enables businesses to connect with their financial service providers.

Infrastructure Figo | Hamburg

Companisto

Companisto is an equity crowd investing platform for startups.

Investment Companisto | Berlin

Savedo

Savedo is the one-stop-shop for retail investment products in Europe.

Investment Savedo | Berlin

PAIR Finance

Using big data and machine learning, PAIR is building an automated and data-based solution for claims management.

Others PAIR Finance | Berlin

FintecSystems

FintecSystems provides banks, financial services companies, and payment processors with data to make financial decisions.

Infrastructure FintecSystems | Munich

Barzahlen

With Barzahlen consumers can buy online and make payments with cash at thousands of stores nationwide.

Payment Barzahlen | Berlin

Tradico

Tradico assists small and medium sized enterprises to obtain credit for their daily business. Tradico spots credit problems and creates a solution for SME.

Lending Tradico | Munich

Savedroid

savedroid AG has launched Germany's first intelligent saving app.

Financial Management Savedroid | Frankfurt

Cringle

Cringle is the smartphone app for users who want to send money to friends all over Europe in a matter of seconds.

Payment Cringle | Berlin

Gini

Gini provides a SaaS solution for extracting content from documents.

Others Gini | Munich

Cybits

Cybits is a provider of online identification and verification services.

Infrastructure Cybits | Mainz-Kastel

Bettervest

The Crowdfunding platform for efficient, sustainable and profitable projects.

Investment Bettervest | Frankfurt

Innolend

Innolends provides SMEs with finance for their working capital.

Lending Innolend | Berlin

iPAYst

iPAYst is a multi channel mobile payment application that uses QR-codes to trigger payment transactions.

Payment iPAYst | Munich

Kreditech

Kreditech is an online consumer finance company which provides easy, fast loan access to customers worldwide through its web and mobile services.

Others Kreditech | Hamburg

Fidor Bank

Fidor Bank wants to re-establish lost confidence in banking with new and customer-focused services.

Retail Banking Fidor Bank | Munich

Decimo

Decimo offers factoring services to freelancers and SMEs.

Lending Decimo | Berlin

Lendico

Lendico is a multinational company that operates a peer-to-peer lending platform.

Lending Lendico | Berlin

Kesh

Turn your smartphone into a digital wallet.

Payment Kesh | Frankfurt

Kontist

Kontist provides the banking services freelancers deserve, making finances easy.

Retail Banking Kontist | Berlin

Lendstar

Lendstar is your social finance app for paying and chatting among friends.

Payment Lendstar | Starnberg

Bitcoin.de

Germany's first and largest trading platform for the digital currency Bitcoin.

Cryptocurrency Bitcoin.de | Herford

LiveIDent

LiveIDent is offering online ID verification.

Infrastructure LiveIDent | Berlin

OptioPay

OptioPay offers a variety of methods to receive payments, to increase value of payments.

Others OptioPay | Berlin

Orderbird

Orderbird is a provider of iPad POS systems for restaurants.

Payment Orderbird | Berlin

Rechnung48

Rechnung48 is offering factoring.

Lending Rechnung48 | Dresden

Debitos

The leading online platform for trading non-performing loans and bankruptcy claims.

Others Debitos | Frankfurt

OttoNova

OttoNova offers smart mobile based health insurance.

InsurTech OttoNova | Munich

Finreach

Consumer-centric products that bring decisive changes in user experience and deliver long-lasting benefits for banks and their customers.

Infrastructure Finreach | Berlin

Qnips

Mobile Wallet with full POS-Integration.

Payment Qnips | Hannover

Payever

Payever UG offers online payment services which allows ecommerce companies to give customers the choice of paying in installments.

Infrastructure Payever | Hamburg

CRX Markets

Supply Chain Finance Solutions.

Lending CRX Markets | Munich

Fino

Fino offers easy and simple customer onboarding and account changing to banks.

Infrastructure Fino | Kassel

GiroMatch

GiroMatch offers private investments into a mix of German loan projects.

Lending GiroMatch | Frankfurt

Easyfolio

Easyfolio is an investment provider.

Financial Management Easyfolio | Frankfurt

Credithelf

Credit marketplace for SMEs.

Lending Credithelf | Frankfurt

Friendsurance

Friendsurance is a leader in the development and delivery of an innovative peer-to-peer insurance model.

InsurTech Friendsurance | Berlin

Conda

CONDA is a crowd Investing platform for Austria, Germany and Switzerland.

Investment Conda | Munich

Cashboard

Cashboard allows retail investors to invest in a personally tailored and scientifically diversified portfolio.

Financial Management Cashboard | Berlin

Smava

Smava is an online loan comparison platform.

Lending Smava | Berlin

Spendit

Digital benefits for Employees.

Others Spendit | Munich

Stockpulse

Stockpulse provides independent social media and news analytics for financial markets.

Others Stockpulse | Bonn

Tabbt

Tabbt facilitates sharing of everyday expenses and sending money to friends.

Payment Tabbt | Hamburg

Table of Vision

Table of Visions is a crowdfunding software solutions developer for brands, businesses and organizations.

Investment Table of Vision | Berlin

Twingle

Twingle is offering a solution for mobile donations.

Others Twingle | Berlin

VisualVest

VisualVest is a portal for private investment.

Investment VisualVest | Frankfurt

Vaamo

Vaamo Finanz AG provides automated investment solutions and financial advice to its clients.

Financial Management Vaamo | Frankfurt

WebID Solutions

WebID Solutions offers consumers throughout the world a signposted way of carrying out highest-security verification procedures in the handling of personal data.

Infrastructure WebID Solutions | Berlin

Valendo

Valendo is a online pawnbroker.

Lending Valendo | Berlin

Vexcash

The first PayDay lender in Germany.

Lending Vexcash | Berlin

WeltSparen Raisin

Weltsparen helps private investors to find the best investment offers made by banks in Europe.

Investment WeltSparen Raisin | Berlin

Zinsbaustein

Platform for small investors to participate in the German real-estate market.

Investment Zinsbaustein | Berlin

Ginmon

Ginmon provides fully-automated online investment services to customers in Germany and Continential Europe.

Financial Management Ginmon | Frankfurt

Zinsland

Zinsland is a crowdinvesting platform for real estate projects.

Investment Zinsland | Hamburg

Zinspilot Deposit Solutions

Zinspilot helps private investors to find the best investment offers made by banks in Europe.

Investment Zinspilot Deposit Solutions | Hamburg

fairr

Fairr.de offers private pension plans.

InsurTech fairr | Berlin

Elopay

Elopay is a P2P payment service.

Payment Elopay | Berlin

Flexpayment

Flexpayment is offering Factoring.

Lending Flexpayment | Hamburg

Paylax

Paylax is an online payment provider.

Payment Paylax | Stuttgart

Seedmatch

Seedmatch is one of biggest crowd-investing platform for startups in Germany.

Investment Seedmatch | Dresden

Billingmaker Payment

Online invoice management solution.

Payment Billingmaker Payment | Westerstede

Fundsters

Fundsters is a crowdfunding service provider.

Investment Fundsters | Meerbusch

Clinc

Clinc is offering a personal finance app to save money.

Financial Management Clinc | Berlin

Bergfürst

Bergfürst is a crowd investing platform for real estates.

Investment Bergfürst | Berlin

Allpago

Allpago provides local payment methods in LatAm through one API and one single platform.

Payment Allpago | Berlin

IDnow

IDnow verifies the identity of your customers in less than 5 minutes.

Infrastructure IDnow | Munich

Liqid

Liqid is offering a Robo-Adviser.

Financial Management Liqid | Berlin